Alpo Posted November 10, 2023 Posted November 10, 2023 How much money can you get from one? They got two types of ATMs. They have ones that are connected to my bank somehow. I shall refer to those as in circuit. And then we have the others that are not connected to my bank. Out of circuit. The in circuit machine will give me $400 a day. I've never tried this so I don't know if that's $400 in a 24-hour period or $400 in a physical day. I suppose I could go to one at 11:00 at night and take out 400, and then go back to it at 12:15 in the morning and see if it would give me another $400. The out-of-circuit machines let me have 300. I got 300 from a machine in a grocery store in Wisconsin what I was at Fandango, and I have two or three times gotten 300 from the machine at a Publix in Georgia. But in fiction they get lots of money. And I'm curious as to whether that's just because it's fiction or because they do it different in other parts of the country. They had one book where they flew from Philadelphia to Pensacola, and then he went to the ATM and withdrew $1,000. There was a TV show where the girl was getting ready to leave town so she drove to several different ATMs and took the max amount from each one, and had $2,500 in her purse. I suppose I could go to an out of circuit machine and get 300, then go to another out of circuit machine and get another 300, and do that until I had a bunch of money. But I don't know if they would do that. But anyway. How much money will your ATM let you have?
Gungadin Posted November 10, 2023 Posted November 10, 2023 Been 6 months but I think it was $400 a day but I forget if it was 100 or 200 per transaction. Then I got $400 the next morning so it was per day not 24 hours. I know I was under 24 hours..
Smokin Gator SASS #29736 Posted November 10, 2023 Posted November 10, 2023 I think you have options to setup with your bank on atm widrawl limits. They may initially set up standard limits until you ask them. Not sure about limits away from your bank atms.
Marshal Mo Hare, SASS #45984 Posted November 10, 2023 Posted November 10, 2023 Not the ATM, but my bank. 500/day but 200 at a time, if I want 500, I must do 200, 200, 100. soon changing banks.
Blackwater 53393 Posted November 10, 2023 Posted November 10, 2023 The bank lets me set the limit on what I can withdraw per calendar day. There is also a small buffer that I can use in emergencies allowing me to overdraft for a short period of time. As far as I can tell, my bank interacts with all the different ATM networks.
Major E A Sterner #12916 Posted November 10, 2023 Posted November 10, 2023 The maximum here in my area is $750. a day
Pat Riot Posted November 10, 2023 Posted November 10, 2023 I think mine is set for $400 per day. I haven’t actually tested it.
Dantankerous Posted November 10, 2023 Posted November 10, 2023 1 hour ago, Marshal Mo Hare, SASS #45984 said: Not the ATM, but my bank. 500/day but 200 at a time, if I want 500, I must do 200, 200, 100. soon changing banks. What? If you have $100,000 OF YOUR OWN MONEY in your checking account they only let you take 500 of that out per day? In 3 smaller increments? Wow. As to the original question I've never tested mine nor remember seeing anything in the fine print but I believe I've taken $600 out without issue from the atm at once. The ATM at my bank used to only distribute 20s but they've recently changed to some kind of touch screen configuration that allows us to choose our denominations for the withdrawals all the way up to $100 bills.
Rye Miles #13621 Posted November 10, 2023 Posted November 10, 2023 2 hours ago, Smokin Gator SASS #29736 said: I think you have options to setup with your bank on atm widrawl limits. They may initially set up standard limits until you ask them. Not sure about limits away from your bank atms. This ^^^^
Abilene Slim SASS 81783 Posted November 10, 2023 Posted November 10, 2023 I ran into the $400 limit at an ATM inside the big Tulsa gun show. It was that machine with the limit. I called my bank about it as I needed more to buy the Garand I wanted. They told me to find any bank with an ATM and I withdrew what I needed without a hitch.
Creeker, SASS #43022 Posted November 11, 2023 Posted November 11, 2023 When I traveled for work - I had a perfect storm of issue occur one time. Normally, the corporate office would setup air travel, hotel, rental car etc. We had an issue where an emergency occurred and all these things had to be handled by myself and a number of them via cash and debit card My bank wanted to limit my ATM withdraws to $500/ day and debit card purchases to $1000/ day ("for my protection") - but I needed much more than that. I changed all of my settings to unlimited disbursement and have kept them there ever since - I do have to update this setting every year. I get a text every time a withdraw or charge is made on my account to watch for fraud.
watab kid Posted November 11, 2023 Posted November 11, 2023 "....How much money can you get from one?...." i can honestly say i have no idea - ive never , ever used one , i wouldnt know how to do it ,
Forty Rod SASS 3935 Posted November 11, 2023 Posted November 11, 2023 My ATM will five me $300.00 any day between midnights. Maybe more, but that's the most I've asked for
Irish Pat Posted November 11, 2023 Posted November 11, 2023 you call your bank and they change amount for you but different ATMs also have limits on them by their owners
Tennessee Trapper Tom Posted November 11, 2023 Posted November 11, 2023 There are actually limits at both the ATM and from the bank. My bank limits me to $500 cash from an ATM, and limits me to $3000 in purchases without an approval phone call. The machines around here all limit transactions to $300 causing you to take several withdrawals. At now $4.25 from the ATM per transaction, they’re making some dough. I go to my Bank ATM, its free.
Marshal Mo Hare, SASS #45984 Posted November 11, 2023 Posted November 11, 2023 16 hours ago, Dantankerous said: What? If you have $100,000 OF YOUR OWN MONEY in your checking account they only let you take 500 of that out per day? In 3 smaller increments? Wow. The limitation is only at ATMs. There are other means of withdrawal that work better.
Abilene Slim SASS 81783 Posted November 11, 2023 Posted November 11, 2023 10 hours ago, Tennessee Trapper Tom said: There are actually limits at both the ATM and from the bank. My bank limits me to $500 cash from an ATM, and limits me to $3000 in purchases without an approval phone call. The machines around here all limit transactions to $300 causing you to take several withdrawals. At now $4.25 from the ATM per transaction, they’re making some dough. I go to my Bank ATM, its free. I do my banking with USAA, which doesn’t have branches. The withdrawal fee is always refunded to my account in a day or so. Some other large banks are starting to do the same, but I’ve no idea who they are.
T.K. Posted November 11, 2023 Posted November 11, 2023 I believe most limits are set by the institution. Here's another tip. If you're traveling out of your normal stomp'in grounds let your bank know where your headed. I've had my debit card shut down because they thought it was fraud. It took a few hours to get it straightened out.
Irish Pat Posted November 11, 2023 Posted November 11, 2023 all correct but also my son lives in Colorado and uses his card on our home bank without a charge by going toWalmart and getting cash with a purchase
bgavin Posted November 12, 2023 Posted November 12, 2023 Anybody who has $100k in their checking account... needs some financial counseling. Checking accounts are FAR easier to hack than are savings accounts. $100k earns nothing by just sitting there... put it to work unless held aside for some big purchase or project.
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