Its not just car insurance, home insurance is getting ridiculously high. I personally know 3 people that no longer have house insurance cause they can't afford it. In Florida many insurances drop you, or won't insure your home if over 30 years old. Next door neighbor is paying 4850.00 a year on a 340,000.00 home with all kind of stipulations on it. We're wondering ourselves in 3 years when our home is 30 years old if our insurance will drop us, or double our present rate of 1500.00 a year.