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Father Kit Cool Gun Garth

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Everything posted by Father Kit Cool Gun Garth

  1. Rooster: I Thought that I had recognized that expression. FYVP: (For your viewing pleasure)
  2. Calamity, Maybe he was just trying to get your number. Albeit the wrong one!
  3. Cholla, I feel your pain. Wishing the best results possible in the shortest amount of time.
  4. In a Post I started yesterday, the topic of Insurance Fraud came up. The point being raised was whether damage to a vehicle's rear fender from a previous accident, and not repaired, be reported to the Insurance Company if further damage had occurred to the same area. If not reported, would that be considered Insurance Fraud. In the scenario I wrote, I would not consider it as being Insurance Fraud. A basic definition of Insurance Fraud is the wrongful deception of an insurance company for the purpose of wrongfully receiving compensation or benefits. If your claim is merely for the damages that were legitimately incurred, you are entitled to receive said compensation. Here are a few additional scenarios being presented for relevance: 1. Your 1,300 square foot house, built in 1994 needs a new roof, as it has started to lose shingles, and some water damage is being spotted on the inside. Before you can have it repaired, which is not covered by your insurance policy, a Category 5 Hurricane comes through your county and rips the roof off of your house. Do you: A. Count your loss and move to another city and buy another house; B. File a claim with your Insurance Carrier to have your roof replaced, not telling them about the need to have the tiles replaced based on age; C. File a claim with your Insurance Carrier, making sure to point out that it needed to be re-roofed, provide them with the estimate you received, so that they can deduct said amount from the total of the claim; D. Hire an attorney to handle your claim and let him decide if he wants to tell them about the re-roofing issue. 2. You've been driving your new 2018 Mercedes Benz C-Class; however, it has gotten dinged by grocery carts, door panels scratched from parking too close to the next vehicle in the parking lot, had the back bumper dented from backing into a telephone pole, and a broken tail light from your son hitting it with a fly ball. Then one day you are t-boned in an intersection while you had the green light and the Mercedes flipped twice and was totaled. You were not seriously injured. The Police report vindicates you and puts the blame fully on the vehicle running the red light. Do you: A. Take the cash settlement and buy another vehicle; B. File a claim with your Insurance Carrier to have your vehicle replaced, not telling them about all the prior damage that was never fixed; C. File a claim with your Insurance Carrier, making sure to point out that it had all these prior issues with it, and ask that they take them into account when processing your claim amount; D. Hire an attorney to handle your claim and let him decide if he wants to tell them about the prior damage. Are your responses different in those two scenarios. What would the average, law abiding citizen do in those cases. Would answer B in either case truly be considered Insurance Fraud? Your opinions are welcome.
  5. Marshal, Actually we're Presbyterian. All GOD's children should know how to cook. AMEN!
  6. I'm with LL; however, we have the Corning Ware Electromatic Skillet which comes with the casserole dish and lid. You can cook almost anything. AND: The Casserole can be used in the oven, freezer or microwave.
  7. Alpo, It was clarified in the response to J. Mark as follows: The tire stood taller than the top of the truck and did quite a bit of extensive damage over and above what was already there, which was an ugly dent.
  8. @J. Mark Flint #31954 LIFE, I never block anyone from sending a PM or responding to a Post (unlike others we know). Hate mail just gets PDF'd and put in a separate folder. My mailbox was at 100% which should have allowed your message to go through; however, I just cleaned up a few PM's and got it down to 96% should you wish to PM later. I'll back you up on you having never sent a negative PM. As for bragging, I don't believe so. Insurance fraud, in this particular case, no way. The tire stood taller than the top of the truck and did quite a bit of extensive damage over and above what was already there, which was an ugly dent. The Post was meant to prompt similar situations that others may have encountered. I believe that is what we do here in the SALOON, share tales of woe, accidents, joy, happenstance, etc. Some look for the good in others, others look.......
  9. Early in our marriage, my wife and I lived in a trailer park in Columbia, South Carolina. We had recently purchased our first brand new vehicle - 1977 Chevrolet Camaro. Not long after, we discovered that someone had kicked in the right rear panel over the wheel well which resulted in a major dent. We could not prove it, but the trailer next to us always had loud parties, and we believe someone got drunk and thought it funny to kick our car. Being newlyweds, money was tight and we really couldn't afford to have the damage fixed right away. It was several of months later, when we were stopped at a traffic light on a side road facing a major highway, when to our left, we saw an 18 wheel tractor trailer approaching the intersection in front of us. That's when we noticed that one of the right rear wheels of the truck literally fell off and started rolling through the intersection along side the truck. As it started to slow, it made a beeline for our Camaro. Unable to go forward on a red light, and vehicles behind us, we could only watch in horror as it got closer, slowing almost to where it started to wobble, and as it barely cleared the front of the car, the wobbling caused it to turn, roll past the passenger door, and come to a complete stop, falling......... ...on the right rear panel of the Camaro right above the wheel well! The tire stood taller than the top of the truck and did quite a bit of extensive damage over and above what was already there, which was an ugly dent. Processed a claim against the Trucking Company and insurance paid for the repairs. Do you have a similar story of two accidents in which one off-set the other? **Added from subsequent post - Thanks Alpo.
  10. California has the most homeless people of any state. Nearly 69 percent of California’s 130,000 homeless individuals were unsheltered, meaning they slept on the streets, in cars or abandoned buildings. It also found California had the highest rate of unsheltered people in the nation.
  11. https://www.fox29.com/news/florida-man-spots-firefighter-running-toward-angel-in-clouds-on-september-11
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