[Finance or Buy?]

9 minutes ago, Three Foot Johnson said:

When I bought my last new truck, I financed it for six years because I got 2.99% on the loan, and my portfolio over those six years earned three times that. Same with my last new car - the market was favorable and a loan was considerably less than my investments were making.

 

That was one of my considerations.
At the same time, if paid in cash, your available reserves for emergencies is greatly diminished.

Say you need $60K for such an emergency, a paid in full vehicle does you no good.

[Finance or Buy?]

5 minutes ago, Wild Eagle said:

Personally, I would buy the car.  Maybe pay cash, maybe make payments depending on how you want to spend money and if you want to keep your credit rating in good standing.  Every lease deal that I have ever looked at had a lot of money spent up front, some on the back end and a lot of restrictions about how you could use the car, including limiting the miles you drive.  I don't drive much, but I do drive over 12K per year.  There is usually a penalty too if you cancel the lease before it expires.  This is, of course, a question only you can answer, but please pay close attention to the details of the lease agreement.  Remember it was written by the dealer to protect the dealer and ensure that the dealer makes money.  Just my 2 cents worth.

 

1 minute ago, John Kloehr said:

If deductible as a business expense, there are good reasons to lease a vehicle. Otherwise hard to build a case for financing a big chunk of capital which will go back to the lease company.

 

I think I might consider a lease for a self-driving electric car. And this just because I have doubts about future resale value of EVs. And that a self-driving car would gain some additional period of independence.

 

I did take a small loan on a recent low-miles 3 year old used vehicle purchase. Could have paid cash, I'm mentally treating the interest expense as a boost to my credit score should I need a loan in the future. Having a few credit cards, and no other financed expenses (house paid for) caused my credit score to drop. If not for this, I would have paid cash.

Sorry, I meant Finance not lease.

My Apologies.

[Finance or Buy?]

Say you are in the market for a new vehicle, an SUV in lieu of your Pickup Truck. [PAID IN FULL since 2014]
Based on your age being 70+, would you finance the new vehicle at 3.79% APR or pay for it outright?
You have the funds available to pay it in full, yet at this stage of your life why expend your savings when the interest over the next 48 months would amount to around $3,350.00.
What are your thoughts on this issue?

[AFib [redux]]

When I first saw the original post I thought it was going to reveal an untruth,  

such as:

 

I love eating brussel sprouts, cauliflower, asparagus and mustard greens. 

[When opportunity knocks....]

5 hours ago, Alpo said:

I'm surprised you didn't mention the Beatles. Ringo, to be specific.

Yellow submarine.

Octopus's garden.

A Little help from My Friends.

 

I was trying to give some examples that I easily recalled hoping the post would yield other examples such as the ones you provided.
Thanks.

Here is another as Ann Wilson was the lead singer of HEART.

• "These Dreams" was Heart's first #1 hit, but its success caused friction between sisters Ann and Nancy Wilson. Nancy admitted the unexpected success "caused some friction".
   
• Nancy Wilson, primarily known as Heart's guitarist, sang lead vocals on "These Dreams." 

 

[Quirky languages]

Have been streaming a lot of British Crime/Thriller series and other than trying to understand what they are saying, as they seem to mumble and slur their speech alot, getting use to the lingo is, at most, entertaining.
For example, the bad guys will hide their victim in the "boot" of the vehicle.
Detectives searching for the bad guy in the dark will use their "torch".
My favorite is they will "post" a letter while we will "mail" a letter. Odd since we call that place a "Post Office", and not a " Mail Office". We do call them mailboxes though.
The latest example has been when the detectives are warning suspects that not telling the truth will result in them "perverting the course of justice." We use "Obstruction of justice is a crime and can lead to charges." 
Perverting the course of justice refers to actions taken to obstruct, prevent, or interfere with the fair administration of justice. 
Interesting that the noun refers to something entirely different.

 

[When opportunity knocks....]

Examples of HIT Songs where a member of the band, other than the lead singer, takes over.

 

 

 

 

[Disposition of guns and ammo upon your death?]

1 minute ago, Brazos Bottom Bill Miller said:

For CAS stuff, bring them to local shoots. Make a deal and make someone who is just starting out their day.

 

 

This would only be the case if we both passed. Otherwise she would have the ability to sell.

[World Shooting Championship - 2025]

All firearms and ammo supplied! 
Only you need to apply.

 

 

 

https://wsc.nra.org/

 

[Doesn't make cents!]

Just print it...

 

[Florida adds a new threat]

[Doesn't make cents!]

 

AI Overview

 

Yes, the US Treasury is phasing out the production of pennies. They will stop minting new pennies once the current stock of penny blanks is used up, which is expected to be in early 2026. The move comes amid rising costs of production and a shift towards cashless transactions. The penny will still remain legal tender and be in circulation for some time after the production halt, but it will eventually cycle out of use. 

 

 

 

 

 

[.22 for self defense.]

Ann has a Taurus UltraLite 38 Special on her side (trigger lightened for her injured finger), and I have a Springfield XD-9 9mm on my side.
We both have mini baseball bats under the mattresses. 

Note: I mistook the OP as Self Defense in the bedroom.

 

 

[250 million bees on the loose!]

BEE ON THE LOOKOUT!

              

[Lorretta Switt - RIP]

 

Interestingly enough her husband name was Holahan and she played Major Margaret "Hot Lips" Houlihan.

[Coleslaw]

 Do you considered to be a vegetable? 

 

[Where's OTTO when you need him?]

It wood seam two make cents that if eye felt week, eye new buy trying too lift sum wait that won day eye wood brake a bone and knead too higher a nurse. 

[A sound of summer]

The peaceful, melodic sounds of the pool waterfall and fountain.

 

 

[Today]

At the Assisted Living Facility:

 

 

[Phil Robertson RIP]

Did not know this:

Phil Robertson and Terry Bradshaw played football together at Louisiana Tech University in the late 1960s. Robertson was the starting quarterback in 1966 and 1967, while Bradshaw was his backup. 

 

Movie about his life:

 

https://en.m.wikipedia.org/wiki/The_Blind_(film)

 

 

 

 

 

[Whistling Death]

 

 

[Skills I discovered I needed for shooting Cowboy Action]

My lovely bride irons all our clothes and she'll never let me leave the house looking unkempt. 

[FYI - Amazing Stuff]

Looking through the rifles that are up for auction.

This may seem an uneducated question; however, I'll ask it anyway.

Are either of the rifles below eligible for regular SASS matches?

I'm not totally familiar with these types of ammo. I believe the acceptable muzzle velocity for rifles is 1400 fps.

 

[WWII Bombs]

https://youtube.com/shorts/-fNGLn-Sk6o?si=cV4FV1WQPBh7KAvk

 

Why did some WWII bombs have propellers?

 

 

 

 

[Just Wow!]

Yet in most parts of our own country you can't get a signal on your phone.