Insurance Surprise

[Hardpan Curmudgeon SASS #8967]

So here I sat earlier today, when my phone rings.

 

Turned out to be a gal from the local Farmer's Insurance office.  Seems my policy is up for renewal ~ and, of course I want to renew the policy.  Gotta have it.

 

Then came the surprise - "Well, Mr C, I have to tell you there's going to be a rate change.  Your cost will be dropping about three hundred dollars this year!"

 

Well, I'll be dipped in Copenhagen!  Something actually went DOWN in cost??   

 

I'll take it!  

[Pat Riot]

Some good news! That’s great Hardpan. 

 

I am sure I am not the only that saw this and thought “Awe crap! What are “they” up to now?”

[Dantankerous]

Sweet deal, now you have money for 2 dozen eggs. 

[Eyesa Horg]

1 hour ago, Dantankerous said:

Sweet deal, now you have money for 2 dozen eggs. 

And 3/4 of a pound of bacon

[Badlands Bob #61228]

I would be immediately suspicious.  What did they change and how are they trying to screw me?  Insurance companies are not known for their benevolent nature.

[Rip Snorter]

Just be sure there isn't some change in important coverage.  I found that my Agent (different big company) doesn't seem to do anything anymore.  After my car was hit it was a long, tedious crawl through various "Centers" to get anything done.  Eventually resolved but in the days I had active agents it would have all been done for me.
 

[Cypress Sun]

 

That NEVER happens in Florida...NEVER.

 

Like others have stated, I'd be wary of changes to the policy.

[LawMan Mark, SASS #57095L]

41 minutes ago, Cypress Sun said:

 

That NEVER happens in Florida...NEVER.

 

Like others have stated, I'd be wary of changes to the policy.

Alabama's insurance rates, like Florida's, are tied to the risk of natural disasters (read that hurricanes and tornados).  We in North Alabama pay a higher rate because of beach houses on about 35 square miles of sand in the Gulf Shores area.

[Cold Lake Kid, SASS # 51474]

You might even be able to buy a pound of powder and 100 or so primers.

But I would look carefully at the exclusions on your new policy.

[Three Foot Johnson]

Wait til you see the news tonight.

[The Original Lumpy Gritz]

15 hours ago, Hardpan Curmudgeon SASS #8967 said:

So here I sat earlier today, when my phone rings.

 

Turned out to be a gal from the local Farmer's Insurance office.  Seems my policy is up for renewal ~ and, of course I want to renew the policy.  Gotta have it.

 

Then came the surprise - "Well, Mr C, I have to tell you there's going to be a rate change.  Your cost will be dropping about three hundred dollars this year!"

 

Well, I'll be dipped in Copenhagen!  Something actually went DOWN in cost??   

 

I'll take it!  

Bet they called the wrong number 

[Sixgun Seamus]

I have Farmers and got my renewal two days ago. My rates increased obviously to pay for yours. You're welcome. 

[John Kloehr]

We have AAA, and will get a big rate reduction in the mail in a few days. Granted, my lady just sold one of her cars, but still... A smaller bill is a better bill.

[Mister Badly]

9 hours ago, LawMan Mark, SASS #57095L said:

Alabama's insurance rates, like Florida's, are tied to the risk of natural disasters (read that hurricanes and tornados).  We in North Alabama pay a higher rate because of beach houses on about 35 square miles of sand in the Gulf Shores area.

Well, you do get more than your share of tornadoes. I remember one year folks were driving 46 miles into Tennessee to get gas. I saw them drive by. I used to live 32 miles north of Alabama.

[Sedalia Dave]

Farmers here in North TX almost doubled my premium. So now I am with Farm Bureau.

 

A co-worker has a home just across the river in Oklahoma. Farmers notified him that they would not renew his policy. No reason given. He hasn't had a homeowners claim in over 20 years.

[watab kid]

that never happens to me - id be suspicious - but good on you