Turkey Flats Jack Posted November 12, 2019 Share Posted November 12, 2019 Does anyone ever actually fill out the owner cards and send them in on new guns or even fill out the online cards for used guns? I never have. I write it off as being lazy in the moment and just want to go play with my new toys. But having lost my entire gun collection twice (house fire and theft) in the past i've wondered if it would have helped in recovery. Then that little tingle in the back of my head screams "dont do it! you'll just be on another list of gun nuts" What's y'alls thoughts on them? Link to comment Share on other sites More sharing options...
Dusty Devil Dale Posted November 12, 2019 Share Posted November 12, 2019 5 minutes ago, Turkey Flats Jack said: dont do it! you'll just be on another list of gun nuts" What's y'alls thoughts on them? You nailed it. That's my thoughts exactly. Any time we list our names unnecessarily in connection to a gun, we should expect to see it used against us at some future time, either by anti-gun elements, by a misguided government, or by both in collusion. In this age of insecure data keeping and electronic search capability, nobody should ever have confidence that adverse access to our information is preventable. And we know that some folks out there will misuse the data any time they can get it, legally or otherwise. Link to comment Share on other sites More sharing options...
Yusta B. Posted November 12, 2019 Share Posted November 12, 2019 A list of my guns, with serial #'s, lives in a place that is very safe. Link to comment Share on other sites More sharing options...
Turkey Flats Jack Posted November 12, 2019 Author Share Posted November 12, 2019 20 minutes ago, Yusta B. said: A list of my guns, with serial #'s, lives in a place that is very safe. I have done the same. However to get the upgraded coverage for them on my homeowners insurance I have to provide my agent with a list also. The list has to have manufacturer, model, caliber, serial number, and purchase date. Any that hasnt been added to the list at the time of an incident is only covered in the blanket policy which only covers $1500 of firearms. That's total not per gun. Found that out the hard way when my house burned down. Link to comment Share on other sites More sharing options...
Catlow4697 Posted November 12, 2019 Share Posted November 12, 2019 Use the NRA sponsored firearms insurance Link to comment Share on other sites More sharing options...
Ramblin Gambler Posted November 12, 2019 Share Posted November 12, 2019 Or use USAA for homeowners insurance (if you're eligible). They don't require a separate policy unless you have a single piece worth more than $10k. Far cry from the people I had immediately before them. I asked the agent about gun coverage and was told there was $0 and the company refused to sell a rider for weapons or firearms. Dropped them with alacrity. Course, that doesn't cover them when you're traveling like the NRA insurance does. Link to comment Share on other sites More sharing options...
Turkey Flats Jack Posted November 12, 2019 Author Share Posted November 12, 2019 49 minutes ago, Ramblin Gambler said: use USAA for homeowners insurance That's exactly who I have. Standard policy only covers up to $1500 towards firearms. Same for jewelery. You have to ask for additional coverage. It's fairly inexpensive. I think an additional 10k on the guns and 10k on jewelery only runs me something like an additional $40ish a year. After looking at my policy just now I didn't have to provide a list unless a single item was over 5k. Might have changed over the years because I remember making the list and submitting it. My guns are also covered while traveling since I have usaa auto insurance too. Link to comment Share on other sites More sharing options...
Tom Bullweed Posted November 13, 2019 Share Posted November 13, 2019 I update an inventory of make, model, caliber, serial #, brief description, source, price and date onto an old camera drive with photos every year on New Years Day. FWIW, my college team NCSU has always played their bowl game in Dec. The day is pretty much open. Link to comment Share on other sites More sharing options...
watab kid Posted November 13, 2019 Share Posted November 13, 2019 nope - there are plenty of records and i have a good gunsmith - i trust him more than those that screwed up before i got it , Link to comment Share on other sites More sharing options...
Ramblin Gambler Posted November 13, 2019 Share Posted November 13, 2019 23 hours ago, Turkey Flats Jack said: That's exactly who I have. Standard policy only covers up to $1500 towards firearms. That seems low are you missing a 0? I checked my notes and they definitely told me $10k. Maybe it's a percentage of your total coverage. Link to comment Share on other sites More sharing options...
Turkey Flats Jack Posted November 14, 2019 Author Share Posted November 14, 2019 nope that's what it says. it's only $1500 blanket coverage unless you opt for additional. Link to comment Share on other sites More sharing options...
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