Jump to content
SASS Wire Forum

NRA Gun Insurance


Del Rio Pete

Recommended Posts

I chose to take both the "free" basic coverage and to buy more through the NRA.

 

In a non-gun friendly state, I did not wish to give my homeowner's insurer any reason to not renew my coverage.

 

I've had no losses, so I can't tell you whether the policies will be worth the cost.

 

LL

Link to comment
Share on other sites

Have the $2500 and additional $10,000 insurance through Lockton. Salt water from Super Storm Sandy got into my safes. For each firearm damaged, provided Lockton with repair estimates from my gunsmith that amounted to a tad over the $12,500 coverage. Received an immediate check less $200 of my coverage. I still carry the NRA insurance and the additional insurance from Lockton. Zero complaints and did do a cost comparative with other insurance providers including USAA that I have my other personal property insurance with

Link to comment
Share on other sites

I just signed up with them this year. Better coverage then what I had. The NRA ins also pays for damage where as my other was only for theft or lost. I forgot the NRA paid for damage and never put a claim in a few years ago on the ins they give you free.

Link to comment
Share on other sites

Damage: The NRA policies even covers scopes! I had $1,400 worth of Unertl & Fecker scopes under the salt water that was paid to have these 2 scopes repaired. Two Bushnell's were total loss and they paid replacement value for both

Link to comment
Share on other sites

Cost-wise, I found Lockton to be very competitive with my homeowner's carrier.

 

However, what is best about Lockton is that my h.o. carrier wanted a list of all my guns, serial numbers and an appraisal. Depending pn what state you live in and the state of your Second Amendment rights there, making such a list might not be a good idea. Who knows who might get access to such a list? What is private today can become publicly accessible tomorrow.

 

Lockton does not want a description and serial number of a firearm unless you have a very expensive one (I think one worth more than $2,000), then you have to list it. (Wish I had a few of those.)

 

My advice is to not create lists of your firearms for third parties unless you are absolutely compelled to.

 

Anyway, I like Lockton and am sticking with them.

Link to comment
Share on other sites

Cost-wise, I found Lockton to be very competitive with my homeowner's carrier.

 

However, what is best about Lockton is that my h.o. carrier wanted a list of all my guns, serial numbers and an appraisal. Depending pn what state you live in and the state of your Second Amendment rights there, making such a list might not be a good idea. Who knows who might get access to such a list? What is private today can become publicly accessible tomorrow.

 

Lockton does not want a description and serial number of a firearm unless you have a very expensive one (I think one worth more than $2,000), then you have to list it. (Wish I had a few of those.)

 

My advice is to not create lists of your firearms for third parties unless you are absolutely compelled to.

 

Anyway, I like Lockton and am sticking with them.

Red Jack-- Good info on Lockton, I'd like to check into them now. USAA wanted all my serial numbers and pix, I just couldn't force myself to get my virtual firearms on a list. Is there a basic price range for coverage?

Link to comment
Share on other sites

Anyone have a web site or contact for Lockton? A google search gave business insurance, but no details on what they cover or mention of firearm coverage

Link to comment
Share on other sites

Try:

Mynrainsurance.com

Cust Serv 877-NRA-3006, option 3

 

 

Obliged Pards--- It's impressive that they don't even want a Model list. I can't afford guns over $2,500 :) So applying should be pretty easy. It's amazing however how they still seem to amass/gather in the safe. Always seems hard to sell any, Huh

Edited by Eyesa Horg
Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Loading...
×
×
  • Create New...

Important Information

By using this site, you agree to our Terms of Use.