Rye Miles #13621 Posted November 23, 2015 Posted November 23, 2015 Liberty Insurance commercials I hate………………. One a guy says you buy a truck for 40k and a mini-van t-bones you. Your ins. co. only gives you 37K, this guy wants to know how his truck depreciated before his first oil change? Duh….you drive it off the lot and lose that much you moron!!!! The other a woman says you total your car and the ins. co. only wants to pay 2/3 of what the car is worth. She then asks:"What are you supposed to do drive around on 3 wheels?" OY!!! Who writes these stupid idiotic commercials?? I guess stupid idiotic people who haven't even been around the block yet!
Abilene Slim SASS 81783 Posted November 23, 2015 Posted November 23, 2015 I guess stupid idiotic people who haven't even been around the block yet! Yup -- people who've never filed a claim and think insurance will reimburse you for everything.
Charlie Plasters, SASS#60943 Posted November 23, 2015 Posted November 23, 2015 I really hate the one where the girl gets a car and names it Vrad or Brad.
Badger Mountain Charlie SASS #43172 Posted November 23, 2015 Posted November 23, 2015 They all have one thing in common. They is youts. Anybody that would name a car Brad deserves what the insurance company does to them.
Cat Brules Posted November 23, 2015 Posted November 23, 2015 Liberty Insurance commercials I hate………………. One a guy says you buy a truck for 40k and a mini-van t-bones you. Your ins. co. only gives you 37K, this guy wants to know how his truck depreciated before his first oil change? Duh….you drive it off the lot and lose that much you moron!!!! The other a woman says you total your car and the ins. co. only wants to pay 2/3 of what the car is worth. She then asks:"What are you supposed to do drive around on 3 wheels?" OY!!! Who writes these stupid idiotic commercials?? I guess stuipid idiotic people who haven't even been around the block yet! This ad plays to the now-common thinking popular amongst many that they carry no responsibility for their actions or for their remiss in taking no action when necessary, that their own ignorance is acceptable and that the world in general owes them a living. The old "Grasshopper and the Ant" theory. And, this series of ads subtly regurgitates a nauseating litany of politically correct nonsense. Who writes these ads? Savvy characters who know how to push the buttons of losers.
Trailrider #896 Posted November 23, 2015 Posted November 23, 2015 Oh, but they also say they won't raise your rates for your first accident! Isn't that nice? What they won't say is after your next accident, even if it isn't your fault, they'll either raise the rates by 25-50 percent...or cancel you altogether. And then try to get insurance at any sort of reasonable rate! Same with homeowner's insurance. If you have three claims within 5 years they'll throw you out on your ®ear! Had the latter happen to me after having two small claims, one for an electric meter that blew up in a blizzard (snow going sideways) and a basement flood when melting ice leaked between the siding and brick veneer in a place where it was almost impossible to see that the caulking had dried out. Oh those weren't the kicker! Hail damage to the roof was the straw that broke their camel's back. Over forty years or more, I had paid this company over $100,000 in premiums, faithfully, on time through automatic withdrawal from my bank! Fortunately, they did pay to have a new roof put on, and then threw me to the wolves! Was finally able to get insured through a "major foreign" underwriter, at a considerable increase in premiums, and they wanted a year's worth up front!
Marshal Mo Hare, SASS #45984 Posted November 23, 2015 Posted November 23, 2015 When I bought my truck, the lady who did the loan said, "I assume you don't want the "new car price" insurance and [some other] insurance" I said, "Correct but why did you assume that?" She said "because people who put $10000 down in front don't."
BLACKFOOT SASS #11947 Posted November 23, 2015 Posted November 23, 2015 If they removed the "stupid" commercials from TV we would have 60 minutes of programming per hour! Blackfoot
Sixgun Seamus Posted November 23, 2015 Posted November 23, 2015 Rye, the problem is you get up too early and watch TV. Drink another cup of coffee, take a deep breath and go load some bullets. Stay away from the TV.
Trigger Mike Posted November 23, 2015 Posted November 23, 2015 i have to wonder about a girl who has 1 car but 3 jobs and two boyfriends in such a short period. naming her car Brad is just the icing on the cake
Trailrider #896 Posted November 23, 2015 Posted November 23, 2015 i have to wonder about a girl who has 1 car but 3 jobs and two boyfriends in such a short period. naming her car Brad is just the icing on the cake Well, my folks had a couple of cars, a 1944 Plymouth and a 1950 Plymouth they called "Betsy"! OTOH, I've had a few vehicles I called "You @#$%%^&&!!!" and have ridden horses with the same appelation, depending on how much trouble I had with them!
Nasty Newt # 7365 Posted November 23, 2015 Posted November 23, 2015 All the neat stuff they say Liberty will do for you is just additional coverage available for additional cost. I expect all companies offer the same stuff.
Badlands Bob #61228 Posted November 23, 2015 Posted November 23, 2015 Many states have regulations that prohibit the insurance companies from raising your rates after one claim. The insurance companies advertise this like they are doing me a favor.
Four-Eyed Buck,SASS #14795 Posted November 23, 2015 Posted November 23, 2015 Had Liberty for a bunch of years. Had a run of bad luck, dropped me like a hot potato
Forty Rod SASS 3935 Posted November 24, 2015 Posted November 24, 2015 If they removed the "stupid" commercials from TV we would have 60 minutes of programming per hour! Blackfoot Oh, joy! 60 minutes of Big Bang Theory, Donny, anything that claims to be a sport", and leftist news.
Trigger Mike Posted November 25, 2015 Posted November 25, 2015 Im insured by a company that promises a bonus check every 6 months without an accident. i called y agent and asked how i get the check and the answer was to switch to a different policy with a higher premium than i was already paying. i said never mind then.
Marshal Mo Hare, SASS #45984 Posted November 25, 2015 Posted November 25, 2015 All of the gimmick policies have a higher premium.
Widder, SASS #59054 Posted November 25, 2015 Posted November 25, 2015 RYE, what everyone misses in the commercial is that the responsibility to replace the NEW CAR doesn't fall upon the victims insurance company but rather the VAN OWNER and his/her insurance co. The WHOLE dang commercial is misleading, in my opinion. ..........Widder
Ranger Opa Posted November 26, 2015 Posted November 26, 2015 Been with USAA since 1971. There is none better.
Chili Ron Posted November 26, 2015 Posted November 26, 2015 Howdy, Well not quite 60. I would never call the Victoria Secret commercials stupit. Best CR
Allie Mo, SASS No. 25217 Posted November 26, 2015 Posted November 26, 2015 The GoDaddy ads are the worst ever. Remember the puppy one, and now the "you stick it" commercial. I will never buy anything they are selling. Now that I think about it, most ads do not make me want to buy products. I adore the Budweiser Clydesdales; but don't drink Bud.
Allie Mo, SASS No. 25217 Posted November 26, 2015 Posted November 26, 2015 PS One tiny change on the puppy ad from "I just sold you" to "I just found you a forever home" and I would have a different opinion of them. The "you stick it" ad is hopelessly hopeless.
Linn Keller, SASS 27332, BOLD 103 Posted November 28, 2015 Posted November 28, 2015 My wise and skinny Mama said they aim those commercials at the lowest common denominator of intelligence. She so pronounced back in the 19 and 60s, and added she figured that was about third grade. I'm trying to think of an appropriate way to splice in the phrase "village idiot" but that might be aiming too high.
Horace Patootie, SASS #35798 Posted November 28, 2015 Posted November 28, 2015 Bear in mind that this is just marketing. I like many others have had various insurers. Most are about the same. They are not your friend. While you pay top premiums over many years, they will discount everything they can on your settlement. A previous poster mentioned USAA as a top pick. I cannot get USAA but everyone I know that has it agrees. There is one other that is rated equally to USAA. That's who I have now. Search on ratings for insurance companies and look at the top ones for customer satisfaction.
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