I retired a little over 11 years ago. It took a few months to get used to it, but I sure like it now! If you do it right you will not believer how busy you can be. Our house was paid off a couple of years ago and we have and will probably will not move out until they carry use out. I wouldn't mind moving to someplace like Idaho, but my wife does not want to move away from the grand kids. One lives 20 minutes ways and the others 45 minutes away.