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Loophole LaRue, SASS #51438

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Posts posted by Loophole LaRue, SASS #51438

  1. In 2013, my wife and I went looking for a new Jeep to replace our 2004 Grand Cherokee.  We were repeat Jeep customers, having had one in the family since 1984.  The dealer knew he was probably going to make a sale, and guided us toward his most expensive Grand Cherokee.  My wife hopped up into the driver's seat, and immediately jumped back out with a look of horror on her face.  "What?" I asked.  "Look at that dash!" she replied.  Sure enough; the dash looked like a NASA control panel.  She wanted nothing to do with the complexity, even if it meant she would have to dial her own phone calls and use paper maps. (Sarcasm)  We ended up with a Wrangler Unlimited, still available in relatively simple format.

     

    Car manufacturers are missing the point of electronics; they were intended to make life easier, not more complex, more expensive and more confusing.  If I want to be confused by electronics, I'll buy a new computer, not a new car.

     

    We're car shopping again later this year; not sure what is out there that will fit the bill; maybe the Jeep Gladiator?

     

    LL

    • Like 1
  2. 5 minutes ago, irish ike, SASS #43615 said:

    I bought a 2020 Ford Explorer last year. The dealership wanted to sell me electronics insurance. They showed me a picture of the entire wire system for the car. It looked like they had ripped out the wiring for the space shuttle. Guy said this is now the thing that is most problematic on cars.

    I didn't buy the package. So far so good.

     

    This burns my tushie.  Any dealer suggesting that you should PAY for insurance to cover an inherent manufacturing or design flaw in his product is bordering on fraud. 

     

    If he cannot stand behind his product, then HE should buy the coverage, and cover your lost time and loss of use as well. 

     

    All this tells me is that you, and probably many others, are experiencing similar repeated failures, and he or the manufacturer are getting tired of eating the expense; they can't ask you to pay for the repairs, so they are trying to get a third party insurer on the hook for the costs. 

     

    Return the car and demand a full refund; as outlined above, read and use your state's lemon law; if you don't have one, or it is not available to you, sue them anyway.  It will eat up some time, but not as much as repeatedly dealing with this kind of problem.  Notify the USDOT, NHSA and the CPSC of these failures, stressing how dangerous it has been to operate with failed instruments and controls (they could care less about you radio; concentrate on the failed speedo)

     

    And remember, the squeaky wheel gets the grease; publicize your problem.  In this instance, social media is your friend.

     

    LL

    • Like 2
    • Thanks 4
  3. 26 minutes ago, T.K. said:

    The thing you have to remember is according to my insurance agent I would have to supply serial numbers and photos to increase coverage above the 5 grand on my initial policy, and of course my next question was "is that confidential information?" to which he replied they would have to furnish it if requested to any government agency or law enforcement officials.

    So I bought a bigger and better safe.

    Maybe sending them by UPS or such may be an option. If you claim the value over $1000.00 it is handled like a "chain of custody" each person that handles it has to sign for it. The loader, driver etc. I state the contents are " machine parts" which isn't a total untruth.

    Just a thought.

    Good Luck, Pard!

     

    This is why you don't buy gun insurance from a home or auto insurer - they just don't understand the business.

     

    I've been using Lockton Affinity; they know firearms.  And they have not asked me for any serial numbers.

     

    https://locktonaffinityoutdoor.com/firearm-insurance/

     

    LL

    • Thanks 1
  4. What is the link between Dihydrogen Monoxide and gun violence?

    "The incidence of gun violence seems to be rising at an alarming rate. A recent stunning revelation is that in every single instance of violence involving guns, both in the U.S. and internationally, Dihydrogen Monoxide was involved. In fact, DHMO is often very available to those who would do harm to others. Meanwhile, apparently no efforts have been made to limit the availability of this potentially dangerous chemical compound."

     

    When I hit this one, I had to stop and think.  How is this possible?  When have you ever known any single factor to be present in every incidence of a type of crime?

     

    I have my doubts about the accuracy of this entire post.

     

    LL

    • Like 1
    • Haha 4
  5. 3 minutes ago, Sedalia Dave said:

     

    Que Sara Sara

     

     

    Uh, do you mean "que sera, sera"?  Roughly "what will be, will be"?

     

    Or are you happy about some pound cake (" What Sara Lee, Sara Lee?")

     

    LL

    • Haha 4
  6. 2 hours ago, PaleWolf Brunelle, #2495L said:

     

     

    Somehow, I have trouble reconciling James Bond with Dick Van Dyke....

     

    But there was a second connection between the Bond films and Chitty Chitty...

     

    Both films featured Desmond  Llewelyn (as Q in 17 007 films)

     

    LL

    • Like 2
  7. On 7/11/2021 at 12:39 PM, J-BAR #18287 said:

    Gonna be tough to pull down the Jefferson Memorial Gateway Arch in St. Louis:
     

    B75C531E-1076-4B4B-ABDC-404E4B965BE3.thumb.jpeg.63da39544d8727fe5909df64548a6243.jpeg

     

     

    Tearing that down would be just plain wasteful.....

     

    Paint it yellow and open a hamburger stand underneath it......

     

    LL

    • Haha 3
  8. 10 hours ago, Alpo said:

    What I had hoped for, happened.

     

    Letting it sit overnight with the light turned off, and the battery came up with a little bit of charge. Enough that my smart charger recognized it, and it is now charging the battery. 12 or 15 hours from now it will probably have enough charge to start the car, and I can drive down to the parts house and get a new battery. Yay.

     

    I always love those unexpected $150 - $200 charges.

    My Audi sat in the garage for 2 months, and would not start when I tried it.  No clicks.  No solenoid sound,  No growls.

     

    I have an emergency starter battery pack - nada.

     

    Used jumper cables from the Jeep; lights, door buzzer, but nothing more.

     

    Called AAA; they got nothing more. Battery was less than a year old.  Zippo.

     

    Had the car towed (flatbed) to the dealer.

     

    Battery was $265; install was $135; that's a $400 battery replacement.

     

    Still wouldn't start.

     

    Dead starter.  Replacement was $650; labor was $900.

     

    With tax, $2000 plus the tow.

     

    All good now, except that I'm broke.....I love German cars.

     

    LL

     

     

    • Sad 2
  9. I've never had a cup of coffee, and I have not had the virus; does that mean that NOT drinking coffee makes one virus-proof?

     

    Anecdotal reports of supposed correlations is not scientific proof of anything.  To each his/her own.  I, however, draw the line short of pig vaccines.

     

    LL

    • Like 2
    • Haha 1
  10. 8 minutes ago, Larsen E. Pettifogger, SASS #32933 said:

    Maybe this explains Biden's dementia and Kamala's idiotic laughing.  Vaccine side effects?

     

    Nah...pre-existing conditions.

     

    LL

    • Like 2
    • Thanks 1
    • Haha 3
  11. 32 minutes ago, J-BAR #18287 said:

    If Freedom is to work, then the government cannot force anyone to get a vaccination.  But if Freedom is to work, individuals must bear the consequences of their choices.  Get the government out of the Health Care business, allow insurance companies to write policies specifically tailored to the individual's risks.  You don't want the vaccine, fine, but then your health insurance premium goes up a bit to reflect the increased risk you face for the expenses if you get the disease.

     

    My wife and I are beyond reproductive age.  Why should we be charged a health insurance premium that includes having a baby?  We don't smoke.  Why should our health insurance premium include the risk of smoking associated conditions and diseases.  We are not obese.  Why should our health insurance premium reflect the risks associated with obesity?

     

    If insurance companies could truly compete without the government mandating coverages, then the overall price of health care would be reduced.

     

    To the original question:  my decision to get vaccinated did not depend on the endorsement of any other person, politician, celebrity, etc. Freedom means they make their decisions, I make mine, and we accept the consequences of those decisions.

     

    Which may go to show how unfree we are. 

     

     

    The basic precept of insurance is to spread risk widely among as many insureds as possible, lowering the cost of insurance to an affordable level.  If you allowed people to exclude the cost of the risks that they believe they will not incur, you basically end up as a self-insurer, or as an uninsured person, if for any reason you do become ill.  Taking your example, you don't smoke so you want to exclude lung disease from the risks you are insured against.  But many people become ill from lung conditions other than smoking; will your insurer now refuse to pay for your treatment?  Can you imagine what a patchwork of specialized policies would need to be created, and how much litigation there would be over coverage disputes?  If only folks who might become pregnant buy coverage for preganancy, you are reducing the pool of available premiums by at least 50%, making such coverage twice as expensive, forcing many folks to go without such coverage because of its prohibitive cost.  Be careful what you wish for; if such "custom" policies were available, and many folks excluded coverage for uncommon disorders from their policies, you could find yourself paying exhorbitant premiums if you suffer from an uncommon disease that requires expensive meds; in effect, a death sentence if you can't pay the premiums.

     

    LL

    • Like 2
    • Thanks 1
  12. Only going to reach the 70's here; but we're under a tropical storm warning, with rain and thunderstorms all day, winds gusting to 70+ mph, and a threat of.......tornados!

     

    Going to be a challanging day; tie down the picnic table and the swing set!

     

    LL

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